Terms of Service

When you create an account or use Bullboard at bullboard.org, you accept these terms and the Privacy Policy. If you don't accept them, please don't use the service.

Bullboard is a personal stock-market research and portfolio-tracking web app. It lets you log positions, follow a news feed, read picks published by the Bullboard team, and analyse market data.

Bullboard is not financial advice. Bullboard is not a broker. Bullboard does not execute trades. The picks and analyses published on Bullboard are personal opinion written by the Bullboard team. They are not recommendations tailored to your situation, risk tolerance, or financial goals. Do your own research, consult a qualified financial advisor where appropriate, and make your own decisions.

Past performance does not predict future results. Investing involves risk including the possible loss of principal.

You must be at least 16 years old to use Bullboard. You agree to provide accurate information when signing up and to keep your credentials secure. You're responsible for everything that happens under your account.

You can close your account at any time from your profile page or by emailing us. See the Privacy Policy for what happens to your data when you do.

You agree not to:

• Use Bullboard to break any law or anyone else's rights.
• Post comments, picks, or content that is illegal, harassing, defamatory, hateful, or that you don't own the rights to.
• Attempt to scrape, mirror, or systematically download data from Bullboard beyond the export tool we provide for your own data.
• Try to reverse engineer, break into, overload, or interfere with the service.
• Impersonate anyone or use Bullboard to mislead other users.
• Submit pump-and-dump posts, paid promotions disguised as independent picks, or coordinated market manipulation content.

We may suspend or close accounts that violate these rules. For serious violations we may notify the relevant authorities.

You keep ownership of anything you post on Bullboard (comments, notes, profile content). By posting, you grant the Bullboard team a worldwide, non-exclusive, royalty-free licence to host, store, and display that content as needed to run the service. This licence ends when you delete the content or close your account, except for content already shown publicly (other users may have seen, quoted, or replied to it).

Picks and analyses published by the Bullboard team are our copyrighted work. You can read, link to, and quote them with attribution. You can't republish them in full or use them in paid products without our permission.

Bullboard pulls market data from Finnhub, Marketaux, Yahoo Finance, and FRED. Quotes are typically delayed by 15-20 minutes. Data may contain errors, gaps, or omissions. We make no warranty that it is accurate, complete, or timely. Don't use Bullboard as your sole source for trading decisions.

News articles displayed on Bullboard are summaries and headlines published by the original outlets. Full article content remains with the publisher. We link to the source and credit it. We don't endorse the views of any third-party publisher.

We may add features, remove features, change features, or pause the service for maintenance. For material changes that affect what you rely on, we'll give reasonable notice in the app where we can.

You can stop using Bullboard at any time. We can suspend or close accounts that violate these terms. If we close your account for a violation, we'll tell you why where it's safe and lawful to do so. Sections that should reasonably survive (intellectual property, disclaimers, limitations of liability) continue to apply after the account ends.

Bullboard is provided “as is” and “as available.” To the maximum extent permitted by law, we disclaim all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, accuracy of data, uninterrupted availability, and freedom from errors.

Nothing in this section limits any non-excludable statutory rights you may have under your local law.

To the maximum extent permitted by law, the Bullboard team is not liable for any indirect, incidental, special, consequential, or punitive damages — including lost profits, lost trading opportunities, lost data, or investment losses — arising from your use of Bullboard. Our aggregate liability for any direct damages is limited to either (a) the amount you have paid us in the 12 months before the claim, or (b) €50, whichever is greater. (Bullboard is currently free, so this generally amounts to €50.)

Some jurisdictions don't allow these limits. Where that's the case, they apply to the maximum extent allowed locally.

You agree to indemnify and hold the Bullboard team harmless from third-party claims arising out of your violation of these terms, your misuse of the service, or your infringement of someone else's rights. This is a standard clause; it means if your actions cause us legal trouble, you cover the cost.

These terms are governed by the laws of Malta. Disputes that can't be resolved informally will be brought before the courts of Malta. If you're a consumer in the EU, you also have access to your local courts and to the EU Online Dispute Resolution platform at ec.europa.eu/consumers/odr.

We may update these terms occasionally. When we make material changes, we'll update the “Last updated” date at the top and notify signed-in users in the app. If you don't agree with the new terms, please stop using the service and close your account.

Email support@bullboard.org for anything related to these terms.